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Senior Checking
Senior Checking

Senior Checking is a dividend-bearing checking account that rewards you with extra benefits, including one free box of checks annually. And if you’re looking for a senior checking account that can help stretch your money a bit further, there’s one more benefit: no monthly maintenance fees if you are 50 or older.

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Interest, extra perks, and a monthly fee waiver for seniors

  • No monthly maintenance fees
  • No minimum balance requirements
  • Nearly 30,000 free ATMs nationwide
  • Free Mobile Banking
  • Free Online Banking
  • Free Online Bill Pay
  • eStatements & eNotices
  • Sandia Area Check Card
  • More


Checking accounts subject to qualification. A Sandia Area Membership is required. Senior Checking is Performance Checking with $1,000 minimum daily balance requirement waived for individuals age 50 or more. One (1) box of Deluxe Specialty Checks per year, choice of mint green, blue, gray or yellow. Shipping and Handling fees apply. See here for rate information. Please see our Funds Availability Policy for new accounts.

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