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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

Senior Checking

Get rewarded with extra benefits!

Senior Checking is a dividend-bearing checking account that rewards you with extra benefits, including one free box of checks annually. And if you’re looking for a senior checking account that can help stretch your money a bit further, there’s one more benefit: no monthly maintenance fees if you are 50 or older.

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Interest, extra perks, and a monthly fee waiver for seniors

  • No monthly maintenance fees
  • No minimum balance requirements
  • Nearly 30,000 free ATMs nationwide
  • Free Online & Mobile Banking
  • Free Online Banking
  • Free Online Bill Pay
  • More

Senior Checking
Effective Date: 12/7/2010
Minimum Balance RequiredDividend RateAPY1
$500 - $1,499 0.05 0.05
$1,500 - $2,999 0.05 0.05
$3,000 - $9,999 0.05 0.05
$10,000 and above 0.05 0.05

1APY = Annual Percentage Yield. Rates are accurate as of 12/7/10 and are subject to change without notice. You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield. Daily balance below $1,000 incurs a $7 monthly maintenance fee, which is waived for members age 50 and above. Fees may reduce the earnings on dividend-earning accounts. Rates for variable rate accounts are subject to change after the account has been opened.

Checking accounts subject to qualification. Online Bill Pay is free for the first 10 transactions each month, and $0.50 per month for additional transactions.

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